October 31, 2024
fivecagencySpecialty Auto Insurance for Collector and Classic Cars
Owning a collector or classic car is more than just a hobby; it’s a passion and a significant investment. These vehicles often hold sentimental value and can appreciate over time, making them unique assets that require specialized insurance solutions. Unlike standard auto insurance, specialty insurance for collector and classic cars, often known as classic car […]
September 30, 2024
fivecagencyIs Your Home Insured at the Correct Value?
Making sure your home is adequately insured is essential for both financial planning and successful homeownership. If your home is underinsured, you could face substantial financial losses in the event of a disaster, which could threaten your financial stability and peace of mind. By recognizing the importance of comprehensive coverage and routinely reviewing your home […]
July 1, 2024
fivecagencyThe Impact of Industry-specific Risks on Insurance Needs
All businesses can benefit from the financial protections provided by insurance. However, operational details and subsequent risks and exposures can mean that the exact coverage needs of commercial enterprises vary significantly. Furthermore, companies in certain industries may be subject to more stringent requirements or standards, making it necessary to conduct careful assessment and exploration of […]
May 21, 2024
Andree LeongResponding to a Data Breach
No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker, yet studies have shown the opposite is true—a growing number of companies with fewer than 100 employees are reporting data breaches every year. Data breach response policies are essential for organizations […]
April 8, 2024
AgencyGenerator Tips for Your Home
When the power goes out in the winter, homeowners become concerned about their house getting too cold. The health of family members is an issue. In addition, pipes could freeze and burst, causing significant damage to the home. Many families rely on generators to keep their home warm when the power fails. However, generators have […]
March 8, 2024
AgencyLife Insurance for Young Families
At the start of your new life, the last thing you want to think about is life insurance. You’re starting a new family, possibly in a new home, and it’s the most exciting and terrifying time of your life. It seems like nothing can go wrong. Unfortunately, there are times where life doesn’t go as […]
February 26, 2024
AgencyWhat is a Surety Bond?
A surety bond is a way to make sure that a contract is completed in the event of contractor default and is a way for contractors and project owners to protect themselves. When a project owner, known as an obligee, seeks out a contractor, known as a principal, to fulfill a contract, it is […]
January 4, 2024
Agency4 Types of Additions to Business Owner’s Policies
Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all […]
December 1, 2023
AgencyStoring an Antique Car
If you have an antique car, you understand the insurance risks your car faces. It often takes a lot of money to keep and maintain the car. If you lose the vehicle to a covered peril, it may cost you a lot of money. Covering an antique car with insurance can protect them from many […]
November 2, 2023
AgencyHow to Pick a Beneficiary for Life Insurance
A beneficiary is an individual you assign to receive the proceeds from a life insurance policy. What does this mean? Life insurance pays a death benefit at the time of your death. The policy names a specific person to receive those funds. You choose who this is. But, who you select needs to be a […]